DET Licensed · Insurance Authority UAE Regulated · CBUAE Compliant +971 4421 4546
Insurance protection for families and businesses

01 / GULF OASIS INSURANCE BROKERS

Cover that closes the circle.

A licensed UAE insurance brokerage placing cover with the UAE's leading insurers. Two dedicated divisions — Corporate and Retail — ensure every risk is matched with the right policy and the right price.

Our Divisions

Two divisions. One commitment.

Whether you are protecting a fleet of vehicles or finding cover for your family, Gulf Oasis Insurance Brokers has a dedicated team and a structured approach for every risk profile.

Corporate Division

Insurance for businesses of every scale

Bespoke programmes covering fleet, group medical, marine cargo, property, engineering and directors & officers liability. Structured for SMEs through to large enterprises operating across the Gulf.

Corporate Insurance
Retail Division

Personal cover for life's every chapter

Fast, simple insurance for UAE residents. Motor, health, travel, home, life and critical illness cover — all quoted and issued through our licensed brokerage with access to the UAE's top-rated insurers.

Personal Insurance
Corporate Insurance

Business risks, expertly managed.

Our corporate division designs and places comprehensive insurance programmes for UAE-based businesses — from single-vehicle fleets to multinational trade operations.

Fleet and Motor Insurance

Fleet & Motor

Comprehensive fleet management insurance covering commercial vehicles, private cars, heavy transport and specialist equipment with competitive group premiums.

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Group Medical Insurance

Group Medical

DHA, DOH and HAAD-compliant group health insurance plans for your workforce. We structure cover that meets UAE mandatory requirements and delivers real value to your employees.

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Marine Cargo and Hull Insurance

Marine Cargo & Hull

Full cargo, hull and machinery, and P&I cover for UAE-based trading, logistics and shipping businesses. Single voyage, open cover and annual policies available.

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Property and Liability Insurance

Property & Liability

Commercial property, public liability and products liability cover for offices, warehouses and retail outlets across the UAE and GCC.

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Engineering and Construction Insurance

Engineering & Construction

Contractors all risk, erection all risk, machinery breakdown and equipment cover — structured for developers, contractors and engineering businesses in the UAE.

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Employee Benefits Insurance

Employee Benefits

Group life, disability and wellness programmes that go beyond UAE mandatory health cover — helping you attract, retain and protect your most valuable asset: your people.

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Our Insurance Partners

Connected to the UAE's leading insurers.

We partner with trusted insurance providers to give you access to comprehensive coverage, competitive terms and solutions tailored to protect your business and assets.

How We Work

A process built around your risk.

From first conversation to claims support, our team manages every step of the insurance cycle on your behalf.

01

Needs Analysis

We start by understanding your risk profile — your assets, liabilities, workforce and specific exposures. No generic solutions, no off-the-shelf products.

02

Market Placement

We approach our panel of UAE-approved insurers simultaneously, comparing terms, coverage limits, exclusions and premiums to identify the best match for your needs.

03

Policy Issuance

Once you confirm, we handle all documentation, regulatory filings and policy issuance. For retail policies, cover can be active the same business day.

04

Claims Support

When you need to make a claim, our dedicated claims team acts as your advocate — liaising with the insurer, chasing documentation and pushing for prompt settlement.

Frequently Asked

Questions about insurance in the UAE.

Yes. All vehicles registered in the UAE are legally required to carry at minimum third-party liability insurance. We recommend comprehensive cover for most drivers, which additionally protects your own vehicle against damage, theft and fire.

In Dubai, employers are legally required to provide health insurance for all employees under the Dubai Health Authority (DHA) mandate. In Abu Dhabi, the mandate extends to all residents. Across the UAE, the move towards universal health insurance coverage continues to expand. Gulf Oasis can structure compliant plans for both employers and individuals.

Retail policies — motor, travel and home cover — can typically be issued the same business day once documents are received and payment is confirmed. Corporate programmes and group medical plans require additional lead time for insurer underwriting, usually two to five business days for standard risks.

As a licensed broker, we represent you — not the insurer. We access multiple insurers simultaneously, negotiate on your behalf and provide independent advice. Critically, at claims time we act as your advocate rather than leaving you to manage the process alone. Our fee is paid by the insurer, so there is no additional cost to you for using our service.

Ready to get protected?

From instant online quotes to bespoke corporate programmes — we find the right cover for your risk.

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