MOTOR INSURANCE
Motor cover that moves with you.
Comprehensive and third-party motor insurance for private vehicles, commercial fleets and specialist vehicles. Instant online quotes from ANC, QIC and partner insurers.
Comprehensive Cover
Full protection for your vehicle including own damage, fire, theft, third-party bodily injury and property damage. Cover extends across the GCC with optional roadside assistance.
Third-Party Liability
The UAE's legally required minimum — covering your liability for bodily injury and property damage caused to third parties. Fast issuance, competitive premiums.
Fleet Insurance
Volume-based fleet programmes for businesses with two or more vehicles. Single policy management, consolidated renewals and dedicated fleet account management.
Roadside Assistance
24/7 emergency roadside assistance across the UAE including towing, battery jump-start, tyre change, fuel delivery and on-site mechanical assistance.
Extend your cover further.
Cover in four steps.
Get a Quote Online
Submit your vehicle details through our quote form or call our team directly. We gather quotes from our full insurer panel in minutes.
Choose Your Cover
We present you with clearly compared options — price, coverage limits, garage network and add-ons — so you can make an informed decision.
Instant Policy Issuance
Confirm your selection and complete payment. Your policy document and insurance certificate are issued digitally — usually the same business day.
Claims Made Easy
In the event of an accident or claim, our dedicated claims team handles all insurer communications, documentation and follow-up on your behalf.
Common questions about motor cover in the UAE.
To obtain a motor insurance quote you will need your Emirates ID, driving licence, vehicle registration card (Mulkiya) and details of any previous insurance or claims history. For new vehicles you may also need the purchase invoice or vehicle specification sheet.
Third-party insurance is the UAE's legal minimum and covers your liability to others — bodily injury and property damage you cause in an accident. Comprehensive insurance adds cover for damage to your own vehicle, fire, theft, natural disasters and more. For most vehicles, comprehensive cover offers significantly better value given the UAE's traffic conditions.
Standard UAE motor policies typically include third-party liability coverage across the GCC as a basic feature. Comprehensive cover extension to the GCC (Saudi Arabia, Kuwait, Bahrain, Qatar and Oman) is available as an optional add-on and we recommend it for regular cross-border travellers.
No Claims Discount is earned for each consecutive claims-free year. In the UAE, NCD typically starts at 10% after year one and increases up to a maximum of around 25–30% depending on the insurer. Your NCD can usually be transferred between insurers with a letter of experience from your previous provider.
Ready to insure your vehicle?
Get a competitive motor insurance quote from Gulf Oasis — same-day policy issuance from the UAE's leading insurers.
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Health Insurance
Complement your motor cover with a health insurance plan for you and your family. DHA, DOH and HAAD-compliant options available.
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Buildings, contents and landlord cover for your UAE property — structured to give you comprehensive protection at home.
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