CORPORATE INSURANCE DIVISION
Insurance for businesses of every size.
Bespoke corporate insurance programmes for SMEs through to large enterprises. Fleet management, group benefits, trade credit, directors & officers liability and more — all on a single programme.
Every business risk, expertly covered.
Fleet & Motor
Volume fleet programmes for businesses with two or more vehicles. Single-policy management across private cars, commercial vehicles, HGVs and specialist equipment — with consolidated billing and dedicated fleet account management.
Learn more →Group Medical & Benefits
DHA, DOH and HAAD-compliant group health schemes for all UAE-based employees — structured with tiered benefits across salary grades and managed throughout the year for additions, deletions and renewals.
Learn more →Marine Cargo & Hull
Open cover and annual cargo policies for importers, exporters and logistics operators. Hull and P&I cover for vessel owners operating from UAE ports — placed with specialist marine underwriters.
Learn more →Property & Liability
Commercial property, business interruption, public liability and products liability — covering offices, warehouses, manufacturing facilities and retail outlets across the UAE and GCC.
Learn more →Engineering & Construction
Contractors all risk, erection all risk, machinery breakdown, equipment all risk and performance bonds — structured for developers, EPC contractors and engineering businesses across the UAE.
Enquire →D&O & Financial Lines
Directors & officers liability, professional indemnity, trade credit insurance and cyber liability — protecting your leadership, professional reputation and balance sheet from emerging business risks.
Enquire →Connected to the UAE's leading insurers.
A different kind of insurance partner.
Single Programme Management
One account manager. One renewal date. One consolidated invoice. We coordinate all your corporate covers — however many lines — through a single, integrated programme.
Market Access
We approach our full panel of UAE and international insurers simultaneously — giving your business access to competitive terms that individual businesses cannot achieve directly.
Claims Advocacy
When claims arise, we manage the process on your behalf — appointing surveyors, managing documentation and pushing insurers for prompt, fair settlements.
Your corporate programme in four steps.
Risk Assessment
We conduct a comprehensive review of your business — operations, assets, liabilities, workforce and trading arrangements — to identify all insurable risks and compliance obligations.
Programme Design
We structure a complete insurance programme — identifying the right coverage for each risk, appropriate limits, deductibles and policy conditions for your business sector.
Market Placement
We approach our full insurer panel with a comprehensive submission, negotiate terms and present you with the most competitive options — clearly compared across coverage and cost.
Ongoing Partnership
We manage your programme throughout the year — mid-term endorsements, claims management, utilisation reporting and proactive renewal management three to four months before expiry.
Common questions about corporate cover in the UAE.
In the UAE, mandatory corporate covers include motor third-party liability for all registered vehicles, and group health insurance for all employees in Dubai (DHA mandate) and Abu Dhabi (DOH mandate). Workers' compensation and public liability cover are required in certain sectors and under specific commercial contracts. We advise on all applicable obligations for your business sector.
Yes. We manage corporate programmes for businesses with operations across all seven UAE emirates and beyond — including GCC-wide covers and international extensions. Our programme management ensures consistent coverage and unified reporting regardless of how many locations your business operates from.
Our corporate claims team acts as a single point of contact for all claims across your programme — whether a motor accident, cargo loss, property damage or liability claim. We coordinate with the relevant insurer, appoint specialists as needed and provide regular status updates until settlement is achieved.
Insurance should be considered from the day you establish your business — or ideally before. Mandatory covers such as health insurance and motor third-party liability must be in place from the outset. Property, liability and other covers should be structured before you occupy premises, employ staff or begin trading operations. Gulf Oasis can advise on the full picture at your business setup stage.
Let's build your corporate programme.
From a single mandatory cover to a comprehensive multi-line corporate programme — Gulf Oasis manages it all.