HEALTH INSURANCE
Health cover for every stage of life.
DHA, DOH and HAAD-compliant health insurance plans for individuals, families and corporate groups. We partner with the UAE's leading health insurers to find the right plan at the right price.
Individual Plans
Tailored health cover for UAE residents including basic, enhanced and premium tiers. Extensive inpatient and outpatient coverage with access to the UAE's leading hospital networks.
Family Plans
Comprehensive family health insurance covering spouses, children and dependants. Maternity, dental, optical and mental health add-ons available for complete family protection.
Group Medical
Employer group health schemes meeting UAE mandatory health insurance obligations. Structured pricing for small businesses through to large enterprises with 500+ employees.
International Cover
Worldwide health insurance for expatriates, frequent travellers and high-net-worth individuals requiring coverage both in the UAE and internationally — including home country visits.
What your plan covers.
Your plan in four steps.
Tell Us Your Needs
Share details about yourself, your family or your workforce — including ages, nationalities, existing conditions and your budget. More detail means better-matched options.
We Compare Plans
Our advisors approach our full panel of UAE health insurers, comparing plans on network breadth, coverage limits, co-payment levels and premium — presenting you with the best three to five options.
Confirm & Enrol
Once you select your plan, we handle all enrolment documentation, Emirates ID submission and insurer registration. Health cards are typically issued within three to five business days.
Ongoing Support
We support you throughout the policy year — adding dependants, processing claims, arranging pre-approvals and managing annual renewals to ensure continued compliance.
Common questions about health cover in the UAE.
In Dubai, all employers must provide health insurance for employees and domestic workers under the DHA mandate. In Abu Dhabi, the mandate extends to all residents including dependants. Other emirates are progressively implementing similar requirements. Gulf Oasis ensures your cover meets all applicable regulatory requirements.
Yes. Most individual and family plans allow you to add a spouse, children and eligible dependants. There may be age limits for children (typically up to age 18, or 25 if in full-time education). Some insurers require dependants to be added within 30 days of a qualifying life event such as marriage or childbirth. Our team manages all additions and amendments.
Under UAE regulations, certain pre-existing conditions must be covered — particularly for basic mandatory health insurance plans in Dubai. For enhanced and premium plans, pre-existing condition coverage varies by insurer and may be subject to waiting periods or exclusions. We identify the best available options for your specific health situation.
Most UAE health plans operate on a cashless Direct Billing basis at network hospitals and clinics — you present your health insurance card and the insurer settles directly with the provider. For out-of-network consultations or in emergencies, you pay first and claim reimbursement later. Our team assists with both processes.
Find the right health plan today.
Whether you need individual cover, a family plan or a corporate group scheme — we find compliant, cost-effective health insurance across the UAE's leading insurers.