RETAIL INSURANCE DIVISION
Personal cover for life's every chapter.
Fast, simple insurance for UAE residents. Get instant quotes for motor, health, travel and home cover — from a trusted brokerage with access to the UAE's leading insurers.
Everything you need, simply placed.
Motor Insurance
Comprehensive and third-party motor cover for private vehicles. Instant quotes from ANC, QIC and leading UAE insurers with same-day policy issuance and optional roadside assistance.
Get motor quote →Health Insurance
Individual and family health plans compliant with DHA, DOH and HAAD requirements. Wide hospital network access with dental, optical and maternity add-ons available.
Get health quote →Travel Insurance
Schengen-compliant single-trip and annual multi-trip travel insurance with instant policy issuance. Medical, cancellation, baggage and personal liability cover worldwide.
Get travel quote →Home & Contents
Buildings, contents and landlord cover for villas, apartments and townhouses across the UAE. Protection against fire, flood, theft and accidental damage.
Get home quote →Life & Savings
Term life, whole life, education savings and retirement plans — tailored to your life stage and placed with the UAE's leading life insurers. Takaful options available.
Get life quote →Critical Illness
Lump-sum critical illness cover on diagnosis of cancer, heart attack, stroke and other specified conditions — providing financial security when you need it most.
Get CI quote →Jump straight to what you need.
A broker on your side.
Best Market Price
We compare quotes across our full panel of UAE-approved insurers simultaneously — ensuring you get competitive premiums without spending hours shopping around yourself.
Same-Day Issuance
Motor, travel and home policies can be issued on the same business day. No waiting, no lengthy paperwork — just clear, fast cover when you need it.
Claims Advocacy
At claims time, we act as your advocate — not the insurer's. We manage the entire claims process on your behalf and push for prompt, fair settlement.
Common questions about personal cover in the UAE.
Using Gulf Oasis costs you no more than buying directly — our commission is paid by the insurer, not by you. In most cases, our market access and negotiating position means we secure better terms than you would get going direct. You also benefit from independent advice and ongoing support throughout the policy year.
Motor insurance and travel insurance can typically be issued the same business day — often within a few hours of submitting your details and confirming payment. For travel insurance, policies can be issued instantly for most standard destinations. Health and life insurance take a little longer due to underwriting requirements.
Yes. Many of our retail clients consolidate all their personal insurance — motor, health, home, travel and life — through Gulf Oasis for the convenience of a single relationship, coordinated renewal dates and consistent support. We can place different covers with different insurers where that delivers the best outcome for each specific risk.
Contact our claims team by phone, email or WhatsApp as soon as possible after an incident. We will advise on the claims process for your specific policy, help you gather the required documentation, submit the claim to the insurer on your behalf and keep you updated on progress throughout the settlement process.
Get the right cover for your life.
From motor insurance to life savings plans — Gulf Oasis finds the best personal insurance across the UAE's leading insurers.