EMPLOYEE BENEFITS
Benefits that attract and retain.
Comprehensive employee benefits programmes including group medical, life, disability and wellness cover. Structured to UAE's mandatory health insurance requirements and beyond.
Group Medical
Mandatory and enhanced group health insurance for your workforce — covering inpatient, outpatient, dental, optical and maternity benefits. We structure compliant plans that also deliver real value to employees.
Group Life Insurance
Employer-sponsored group life cover providing a lump-sum death benefit to the families of employees who pass away during their employment. A valued benefit that costs less per head when structured as a group plan.
Disability Cover
Group personal accident and disability insurance providing income replacement for employees who are unable to work following an accident or illness — covering both temporary and permanent disability.
Wellness Programmes
Preventive health and wellness add-ons including annual health screenings, mental health support, employee assistance programmes (EAPs) and gym membership contributions — structured within the benefits programme.
A complete benefits package.
Your benefits programme in four steps.
Workforce Analysis
We review your employee census — headcount, nationalities, age profiles, salary bands and existing benefits — to understand your compliance obligations and design opportunities.
Programme Design
We design a tiered benefits structure — from mandatory health cover through to enhanced benefits for senior staff — and approach our full insurer panel for competitive quotations.
Enrolment & Onboarding
We manage all employee data collection, insurer submissions, health card issuance and staff communication — minimising the administrative burden on your HR team.
Ongoing Management
Throughout the year, we handle additions and deletions, claims support, utilisation reporting and annual renewal — acting as your dedicated benefits management partner.
Common questions about UAE employee benefits.
Most UAE insurers will offer group health schemes for businesses with as few as two employees. Premiums are more competitive as group sizes increase. We work with businesses of all sizes — from start-ups with two staff to enterprises with thousands of employees — and access the best available terms for your group size.
Yes. It is common practice to structure group health and benefits schemes with different tiers — for example, basic mandatory cover for all staff, enhanced cover for managers, and premium cover for senior leadership. We design the grade structure and insurer submission to optimise cost while delivering meaningful differentiation.
We provide a dedicated account manager and a streamlined process for adding new joiners and deleting leavers throughout the policy year. Premium adjustments are typically made on a pro-rata basis at renewal. For larger groups, we can implement online HR portals that integrate directly with the insurer's enrolment systems.
Gulf Oasis manages renewal processes proactively — benchmarking your existing insurer against the market three to four months before renewal. If switching offers a better outcome, we manage the transition seamlessly, including health card replacement, employee communications and data migration to the new insurer.
Build a benefits programme your team will value.
From UAE mandatory health cover to comprehensive employee benefits — Gulf Oasis designs and manages your programme from day one.