TRADE FINANCE
Trade finance that unlocks your supply chain.
Letters of credit, bank guarantees, invoice discounting and structured trade solutions for UAE-based importers, exporters and trading companies.Letters of credit, bank guarantees, invoice discounting and structured trade solutions for UAE-based importers, exporters and trading companies.
The UAE's position as a global trading hub means its banks offer sophisticated trade finance products — but accessing them at competitive terms requires expertise, track record and the right introductions.
Gulf Oasis Commercial Brokers has structured trade finance facilities for businesses across commodities, electronics, construction materials, FMCG and professional services. We understand how to present a trading business to a bank's trade finance team in a way that creates confidence and generates competitive offers.
We assess your trading cycle, counterparty risk and collateral position before recommending the right product mix. For a trading company importing from Asia and selling into GCC markets, the right structure might combine an import LC with a distribution finance overlay — reducing the cash gap and improving working capital metrics simultaneously.
We negotiate facility terms, margins and security requirements on your behalf, and we remain your advisory partner as your trade volumes grow and your facilities need to scale.
Every instrument your trade demands.
Sight and usance LCs for import and export transactions. Fully documented, structured to minimise discrepancy risk and issued through top-tier UAE banks.
Performance bonds, bid bonds, advance payment guarantees and financial guarantees for contractors, suppliers and service providers.
Unlock cash tied up in outstanding invoices. Confidential and disclosed invoice discounting facilities against receivables from creditworthy buyers.
Medium-term trade receivable financing where the bank purchases your export receivables at a discount — removing credit and country risk from your balance sheet.
Buyer-led and supplier-led SCF programmes enabling extended payment terms while ensuring your suppliers receive early payment on approved invoices.
Pre-shipment and post-shipment export finance to fund production, packaging and fulfilment before receiving payment from overseas buyers.
From requirement to facility in four steps.
We map your trading flows, counterparty relationships, payment terms and risk profile to identify the ideal instrument and facility structure.
We identify the two or three banks most likely to offer the best terms for your specific trade type, volume and risk profile — and approach them in sequence.
We prepare your full credit pack, submit through our trade finance contacts and negotiate margin, security, tenure and facility limits on your behalf.
We assist with your first instrument issuance, train your team on operational requirements and remain available as a point of escalation throughout the facility life.
Trade finance questions answered.
Trade finance is available to businesses of all sizes. SMEs trading from AED 1 million per year can access basic LC and bank guarantee facilities. Larger revolving trade lines and SCF programmes typically require more established trading history and audited financials.
Requirements vary by bank and product. Many trade finance instruments are self-liquidating and can be structured on a clean or partially secured basis for strong trading businesses. Cash margin, property and personal guarantees are common security options. We negotiate to minimise collateral requirements where possible.
Yes, though the options are more limited for entities under 12 months old. We can assist with smaller initial facilities secured against cash deposits, and help you build a track record with the bank that enables larger unsecured lines over time.
Approval timelines depend on the bank, facility type and complexity. Simple bank guarantee lines can be approved in 2–3 weeks. Larger LC facilities and structured products typically take 4–8 weeks from application to first drawdown. We work to accelerate every stage of the process.
Ready to trade without limits?
Tell us about your import and export requirements and we'll design a trade finance structure that matches your cycle and maximises your working capital.