TRADE CAPITAL LOANS
Finance every trade transaction.
Overdrafts, revolving credit facilities and supply chain finance tailored to your cash conversion cycle. We work with UAE banks to structure the right solution.Specialist trade capital loan facilities for importers and exporters. Bridge the gap between shipment and payment with structured trade finance from UAE's leading banks.
Trade capital loans are specialist short-term borrowing facilities that finance the movement of goods. Unlike general working capital lines, they are structured around specific trade flows — and this specificity typically enables higher limits, lower security requirements and better pricing.
For an importer, a trade capital loan funds the purchase of goods at origin. For an exporter, it funds production and fulfilment before the buyer pays. For a distributor, it bridges the period between receiving goods and collecting from retail customers.
Gulf Oasis Commercial Brokers structures these facilities with the banks that understand trade — institutions with active commodity and merchandise desks who can move quickly and price competitively. We present your trade flows with documentation that demonstrates the self-liquidating nature of the financing, reducing the bank's perceived risk and improving your terms.
Facilities can be structured as revolving lines — drawn per transaction and repaid when the trade cycle closes — or as committed one-year facilities reviewed annually. We help you choose the structure that minimises cost and maximises flexibility.
Finance structured for how trade works.
Short-term financing to fund the purchase of goods at origin — repaid from the proceeds of sale. Typically structured with 60–180 day tenures matched to your distribution cycle.
Pre-shipment and post-shipment finance to fund production and bridge the gap until your export buyer pays. Secured against confirmed purchase orders or export LCs.
Evergreen revolving facilities that reset with each trade — draw on import, repay on collection, repeat throughout the year without re-applying each time.
Structured facilities for commodity traders, manufacturers and distributors moving large volumes of goods — including pledge and trust receipt financing.
From trade profile to active facility.
We document your import and export flows, counterparties, payment terms and transaction sizes to build a complete picture of your trade financing need.
We design a facility — type, limit, tenure and drawdown mechanism — that matches your trade cycle and aligns with what UAE banks will sanction.
We prepare and submit a comprehensive trade finance credit pack through our bank contacts, including flow documentation, buyer analysis and collateral proposals.
We guide you through the first drawdown, ensure operational teams understand the mechanics, and remain available as your trade volumes and facility needs grow.
Trade capital questions answered.
A trade capital loan is specifically structured around a trade transaction — it finances the movement of goods and is self-liquidating (repaid from the proceeds of sale). This makes it lower-risk from a bank's perspective, often enabling larger limits at better margins than generic business loans.
Most banks want to see at least 12 months of active trading history with documented transactions. Businesses with 2+ years of audited accounts and established buyer relationships can access significantly larger facilities. We advise on your specific situation upfront.
Yes. UAE banks routinely finance import transactions from Asia, Europe and the Americas, as well as exports to GCC, African and South Asian markets. The key factors are buyer creditworthiness, documentation quality and your track record with the relevant trade lanes.
Typically: audited financial statements, bank statements, trade licence, shareholder KYC, sample purchase orders or contracts, buyer and supplier details, and a description of your trade flows. We prepare the full credit pack — you simply provide us the underlying documents.
Finance every shipment, every time.
Tell us about your trade flows and we'll structure a facility that turns your import and export activity into a properly funded, scalable operation.