/* ═══════════════════════════════════════════════════════
   Gulf Oasis Group — Shared Stylesheet
   gulfoasis.com
═══════════════════════════════════════════════════════ */

/* ── 1. CUSTOM PROPERTIES ── */
:root {
  /* ── Gulf Oasis Brand Colors ── */
  --navy: #C62828;
  /* Primary deep red  */
  --navy-deep: #1A1A2E;
  /* Dark neutral (footer / top-bar) */
  --navy-soft: #D32F2F;
  /* Medium red */
  --gold: #B8860B;
  --gold-lt: #D4A017;
  --gold-pale: #F5EFE0;
  --red: #E53935;
  /* Brand red (logo) */
  --red-deep: #C62828;
  --red-soft: #EF5350;
  /* verticals */
  --ins: #E53935;
  /* Insurance brand red */
  --ins-lt: #EF5350;
  --ins-pale: #FFEBEE;
  --bank: #1A6E47;
  --bank-lt: #2E8B57;
  --bank-pale: #E6F4ED;
  --cons: #8B6914;
  --cons-lt: #A88332;
  --cons-pale: #FBF6E8;
  --biz: #1F4E79;
  --biz-lt: #2E6FA8;
  --biz-pale: #E6EFF8;
  /* neutrals */
  --cream: #FAFAFA;
  --card-cream: #f8f5ef;
  --cream-deep: #F5F5F5;
  --paper: #FFFFFF;
  --ink: #212121;
  --ink-soft: #424242;
  --ink-mute: #757575;
  --line: #E0E0E0;
  --line-soft: #EEEEEE;
  /* typography */
  --font-serif: 'Fraunces', Georgia, serif;
  --font-sans: 'Inter Tight', system-ui, -apple-system, sans-serif;
  --font-mono: 'JetBrains Mono', 'Courier New', monospace;
  /* layout */
  --max-w: 1440px;
  --px: clamp(20px, 4vw, 80px);
  --py: clamp(64px, 8vw, 60px);
}

/* ── 2. RESET & BASE ── */
*,
*::before,
*::after {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font-sans);
  background: var(--cream);
  color: var(--ink);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

a {
  color: inherit;
  text-decoration: none;
}

button {
  font-family: inherit;
  cursor: pointer;
  border: none;
  background: none;
}

ul,
ol {
  list-style: none;
}

/* ── 3. TYPOGRAPHY ── */
h1,
h2,
h3,
h4,
h5,
h6 {
  font-family: var(--font-serif);
  line-height: 1.05;
}

/* ── 4. LAYOUT UTILITIES ── */
.container {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 0 var(--px);
}

.section {
  padding: var(--py) var(--px);
}

.section-inner {
  max-width: var(--max-w);
  margin: 0 auto;
}

/* ── 5. TOP BAR ── */
.top-bar {
  background: var(--navy-deep);
  color: rgba(255, 255, 255, .65);
  padding: 7px var(--px);
  font-size: 11px;
  letter-spacing: .5px;
  text-align: center;
}

.top-bar a {
  color: var(--gold-lt);
  margin-left: 12px;
}

.top-bar a:hover {
  text-decoration: underline;
}

/* ── 6. NAVIGATION ── */
.nav-logo-name {
  font-family: 'Poppins';
  font-size: 22px;
  font-weight: 600;
  text-transform: uppercase;
  white-space: nowrap;
  line-height: 1.1;
   color: #000;
}

.nav-logo-name .highlight {
  color: #e72821;
}

.nav {
  background: rgba(250, 247, 240, .96);
  backdrop-filter: blur(20px);
  -webkit-backdrop-filter: blur(20px);
  position: sticky;
  top: 0;
  z-index: 200;
  border-bottom: 0.5px solid var(--line);
}

.nav-inner {
  max-width: var(--max-w);
  margin: 0 auto;
  padding: 12px var(--px);
  display: flex;
  align-items: center;
  gap: 28px;
}

.nav-logo {
  display: flex;
  align-items: center;
  gap: 14px;
  flex-shrink: 0;
}

.nav-logo-img {
  height: 52px;
  width: auto;
  max-width: 220px;
}

/* .nav-logo-name {
  font-family: var(--font-serif);
  font-size: 20px;
  font-weight: 500;
  color: var(--navy);
  letter-spacing: .2px;
  line-height: 1;
} */

.nav-logo-tag {
  font-size: 10px;
  color: var(--gold);
  letter-spacing: 2.5px;
  text-transform: uppercase;
  margin-top: 4px;
}

.nav-links {
  display: flex;
  gap: 24px;
  margin-left: auto;
  align-items: center;
}

.nav-link {
  color: var(--ink-soft);
  font-size: 13px;
  font-weight: 500;
  letter-spacing: .15px;
  transition: color .2s;
  white-space: nowrap;
  padding: 4px 0;
}

.nav-link:hover {
  color: var(--navy);
}

.nav-link-ins:hover,
.nav-link-ins.active {
  color: var(--ins);
}

.nav-link-bank:hover,
.nav-link-bank.active {
  color: var(--bank);
}

.nav-link-cons:hover,
.nav-link-cons.active {
  color: var(--cons);
}

.nav-link-biz:hover,
.nav-link-biz.active {
  color: var(--biz);
}

.nav-link.active {
  color: var(--navy);
  font-weight: 600;
}

.nav-cta {
  background: var(--navy) !important;
  color: var(--cream) !important;
  padding: 8px 18px;
  border-radius: 2px;
  font-weight: 600;
  font-size: 13px;
  transition: background .2s;
}

.nav-cta:hover {
  background: var(--navy-deep) !important;
  color: var(--cream) !important;
}

/* hamburger */
.nav-hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  margin-left: auto;
  padding: 6px;
}

.nav-hamburger span {
  display: block;
  width: 22px;
  height: 2px;
  background: var(--navy);
  border-radius: 2px;
  transition: all .25s;
}

/* mobile nav overlay */
.nav-mobile {
  display: none;
  position: fixed;
  inset: 0;
  background: var(--paper);
  z-index: 300;
  padding: 20px var(--px) 40px;
  flex-direction: column;
  overflow-y: auto;
}

.nav-mobile.open {
  display: flex;
}

.nav-mobile-close {
  align-self: flex-end;
  font-size: 26px;
  color: var(--navy);
  line-height: 1;
  padding: 8px;
  cursor: pointer;
}

.nav-mobile-links {
  display: flex;
  flex-direction: column;
  margin-top: 24px;
}

.nav-mobile-link {
  font-family: var(--font-serif);
  font-size: 30px;
  font-weight: 300;
  color: var(--ink);
  padding: 14px 0;
  border-bottom: 0.5px solid var(--line);
  display: block;
}

.nav-mobile-cta {
  margin-top: 28px;
  background: var(--navy);
  color: var(--cream);
  text-align: center;
  padding: 16px;
  font-size: 14px;
  font-weight: 600;
  letter-spacing: 1px;
  text-transform: uppercase;
  display: block;
}

/* ── 7. BUTTONS ── */
.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 13px 26px;
  border-radius: 2px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  transition: all .2s;
  white-space: nowrap;
}

.btn-gold {
  background: var(--gold);
  color: var(--navy);
  border: 1px solid var(--gold);
}

.btn-gold:hover {
  background: var(--gold-lt);
  transform: translateX(2px);
}

.btn-ghost {
  background: transparent;
  color: #fff;
  border: 0.5px solid rgba(255, 255, 255, .4);
}

.btn-ghost:hover {
  border-color: #fff;
  background: rgba(255, 255, 255, .06);
}

.btn-outline-navy {
  background: transparent;
  color: var(--navy);
  border: 1px solid var(--navy);
}

.btn-outline-navy:hover {
  background: var(--navy);
  color: #fff;
}

.btn-ins {
  background: var(--ins);
  color: #fff;
  border: 1px solid var(--ins);
}

.btn-ins:hover {
  background: var(--red-deep);
}

.btn-bank {
  background: var(--bank);
  color: #fff;
  border: 1px solid var(--bank);
}

.btn-bank:hover {
  background: #155a39;
}

.btn-cons {
  background: var(--cons);
  color: #fff;
  border: 1px solid var(--cons);
}

.btn-biz {
  background: var(--biz);
  color: #fff;
  border: 1px solid var(--biz);
}

/* ── 8. SECTION HEADER ── */
.sec-head {
  margin-bottom: 52px;
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  gap: 16px;
  /* max-width: 720px; */
  margin-left: auto;
  margin-right: auto;
}

.sec-eyebrow {
  font-family: var(--font-mono);
  font-size: 12px;
  letter-spacing: 4px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 4px;
  font-weight: 800;
}

.sec-title {
  font-family: var(--font-serif);
  font-size: clamp(34px, 4vw, 54px);
  font-weight: 300;
  line-height: 1.1;
  color: var(--navy);
  letter-spacing: -1px;
  text-align: center;
}

.sec-title .italic {
  font-style: italic;
  color: var(--ink-soft);
}

.sec-meta {
  font-size: 15px;
  color: var(--ink-mute);
  font-style: italic;
  font-family: var(--font-serif);
  text-align: center;
  line-height: 1.7;
  max-width: 750px;
}

/* ── 9. HOME HERO ── */
.hero {
  background: var(--navy);
  color: #fff;
  padding: clamp(72px, 8vw, 100px) var(--px) clamp(88px, 10vw, 128px);
  position: relative;
  overflow: hidden;
}

.hero::before {
  content: '';
  position: absolute;
  top: -220px;
  right: -220px;
  width: 720px;
  height: 720px;
  border-radius: 50%;
  border: 120px solid rgba(184, 50, 39, .07);
  pointer-events: none;
}

.hero::after {
  content: '';
  position: absolute;
  bottom: -160px;
  left: -80px;
  width: 500px;
  height: 500px;
  border-radius: 50%;
  border: 70px solid rgba(184, 134, 11, .05);
  pointer-events: none;
}

.hero-inner {
  max-width: var(--max-w);
  margin: 0 auto;
  position: relative;
  z-index: 2;
  display: grid;
  grid-template-columns: 1.4fr 1fr;
  gap: 64px;
  align-items: center;
}

.hero-eyebrow {
  font-size: 11px;
  letter-spacing: 3.5px;
  text-transform: uppercase;
  color: var(--gold-lt);
  margin-bottom: 22px;
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 12px;
}

.hero-eyebrow::before {
  content: '';
  width: 28px;
  height: 1px;
  background: var(--gold);
  flex-shrink: 0;
}

.hero h1 {
  font-family: var(--font-serif);
  font-size: clamp(52px, 6.5vw, 88px);
  font-weight: 300;
  line-height: .93;
  letter-spacing: -2px;
  margin-bottom: 26px;
}

.hero h1 .italic {
  font-style: italic;
  color: var(--gold-lt);
  font-weight: 400;
}

.hero-sub {
  font-size: clamp(15px, 1.5vw, 18px);
  line-height: 1.75;
  color: rgba(255, 255, 255, .65);
  max-width: 560px;
  margin-bottom: 32px;
  font-weight: 300;
}

.hero-punch {
  font-family: var(--font-serif);
  font-size: 21px;
  font-style: italic;
  color: #E8D9B8;
  margin-bottom: 40px;
}

.go-r {
  font-style: normal;
  color: var(--red-soft);
  font-weight: 700;
  font-family: var(--font-sans);
  letter-spacing: 1px;
}

.hero-ctas {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  align-items: center;
}

/* hero right: stat cards */
.hero-stats {
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.stat-card {
  background: rgba(255, 255, 255, .04);
  border: 0.5px solid rgba(255, 255, 255, .1);
  border-left: 3px solid var(--gold);
  padding: 20px;
}

.stat-num {
  font-family: var(--font-serif);
  font-size: 38px;
  font-weight: 400;
  color: #fff;
  line-height: 1;
  margin-bottom: 5px;
}

.stat-num .unit {
  font-size: 19px;
  color: var(--gold-lt);
  margin-left: 4px;
}

.stat-lbl {
  font-size: 12px;
  color: rgba(255, 255, 255, .5);
  letter-spacing: .3px;
}

/* ── 10. PAGE HERO (sub-pages) ── */
.page-hero {
  background: var(--navy);
  color: #fff;
  padding: clamp(44px, 5.5vw, 72px) var(--px);
  position: relative;
}

.page-hero-inner {
  max-width: var(--max-w);
  margin: 0 auto;
}

.breadcrumb {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 16px;
  color: white;
  margin-bottom: 18px;
  font-family: var(--font-mono);
  letter-spacing: .3px;
  flex-wrap: wrap;
}

.breadcrumb a {
  color: white;
}

.breadcrumb a:hover {
  color: white;
}

.page-hero-tag {
  font-size: 10px;
  letter-spacing: 3px;
  text-transform: uppercase;
  font-weight: 600;
  margin-bottom: 14px;
  display: flex;
  align-items: center;
  gap: 10px;
}

.page-hero-tag::before {
  content: '';
  width: 22px;
  height: 1px;
  background: currentColor;
  flex-shrink: 0;
}

.page-hero h1 {
  font-family: var(--font-serif);
  font-size: clamp(32px, 4.5vw, 60px);
  font-weight: 300;
  line-height: 1;
  letter-spacing: -1.5px;
  margin-bottom: 18px;
}

.page-hero h1 .italic {
  font-style: italic;
  font-weight: 400;
}

.page-hero-sub {
  font-size: clamp(15px, 1.4vw, 17px);
  color: rgba(255, 255, 255, .65);
  max-width: 600px;
  line-height: 1.75;
  font-weight: 300;
}

.page-hero-ctas {
  display: flex;
  gap: 12px;
  flex-wrap: wrap;
  margin-top: 28px;
}

/* vertical color accents */
.ph-ins {
  border-top: 4px solid rgba(255, 255, 255, .25);
}

.ph-bank {
  background: var(--bank);
  border-top: 4px solid rgba(255, 255, 255, .15);
}

.ph-cons {
  background: var(--cons);
  border-top: 4px solid rgba(255, 255, 255, .15);
}

.ph-biz {
  background: var(--biz);
  border-top: 4px solid rgba(255, 255, 255, .15);
}

.ph-ins .page-hero-tag {
  color: rgba(255, 255, 255, .85);
}

.ph-bank .page-hero-tag {
  color: var(--bank-lt);
}

.ph-cons .page-hero-tag {
  color: var(--cons-lt);
}

.ph-biz .page-hero-tag {
  color: var(--biz-lt);
}

/* ── 11. VERTICAL CARDS (homepage 2×2 grid) ── */
.verticals-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 2px;
  background: var(--line);
  border: 0.5px solid var(--line);
}

.v-card {
  background: var(--paper);
  padding: clamp(32px, 3.5vw, 56px) clamp(24px, 3.5vw, 48px);
  position: relative;
  text-decoration: none;
  color: inherit;
  transition: background .25s;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  min-height: 440px;
}

.v-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  background: currentColor;
  transition: height .25s;
}

.v-card:hover::before {
  height: 8px;
}

.v-card:hover {
  background: #fff;
}

.v-card-ins {
  color: var(--ins);
}

.v-card-bank {
  color: var(--bank);
}

.v-card-cons {
  color: var(--cons);
}

.v-card-biz {
  color: var(--biz);
}

.v-icon {
  width: 62px;
  height: 62px;
  border-radius: 50%;
  background: currentColor;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 26px;
  font-size: 25px;
  flex-shrink: 0;
}

.v-tag {
  font-size: 9.5px;
  font-weight: 600;
  letter-spacing: 3px;
  text-transform: uppercase;
  color: var(--ink-mute);
  margin-bottom: 10px;
}

.v-name {
  font-family: var(--font-serif);
  font-size: clamp(26px, 2.8vw, 36px);
  font-weight: 400;
  line-height: 1.05;
  color: var(--ink);
  margin-bottom: 8px;
  letter-spacing: -.5px;
}

.v-punch {
  font-family: var(--font-serif);
  font-size: 16px;
  font-style: italic;
  color: currentColor;
  margin-bottom: 18px;
}

.v-desc {
  font-size: 14px;
  line-height: 1.75;
  color: var(--ink-soft);
  margin-bottom: auto;
  padding-bottom: 20px;
}

.v-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 5px;
  margin-bottom: 22px;
  justify-content:space-between;
}

.chip {
  background: var(--cream);
  font-size: 10.5px;
  padding: 3px 9px;
  border-radius: 2px;
  color: var(--ink-soft);
  border: 0.5px solid var(--line);
}

.v-cta {
  font-size: 11.5px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  color: currentColor;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  border-bottom: 0.5px solid currentColor;
  padding-bottom: 4px;
  align-self: flex-start;
  transition: gap .2s;
}

.v-card:hover .v-cta {
  gap: 12px;
}

/* ── 12. VERTICAL DETAIL (two-column) ── */
.v-detail {
  padding: var(--py) var(--px);
  border-top: 0.5px solid var(--line);
}

.v-detail-inner {
  max-width: var(--max-w);
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1.6fr;
  gap: clamp(40px, 5.5vw, 88px);
  align-items: start;
}

.v-aside-num {
  font-family: var(--font-mono);
  font-size: 10px;
  letter-spacing: 3px;
  margin-bottom: 12px;
}

.v-aside-h {
  font-family: var(--font-serif);
  font-size: clamp(32px, 3.5vw, 50px);
  font-weight: 300;
  line-height: 1;
  letter-spacing: -1.5px;
  color: var(--ink);
  margin-bottom: 16px;
}

.v-aside-h .italic {
  font-style: italic;
  font-weight: 400;
}

.v-aside-tagline {
  font-family: var(--font-serif);
  font-size: 18px;
  font-style: italic;
  margin-bottom: 22px;
}

.v-aside-lede {
  font-size: 15px;
  line-height: 1.75;
  color: var(--ink-soft);
  margin-bottom: 18px;
}

.v-aside-meta {
  border-top: 0.5px solid var(--line);
  padding-top: 16px;
  margin-top: 24px;
  font-size: 12px;
  color: var(--ink-mute);
  line-height: 1.6;
}

.v-aside-meta strong {
  color: var(--ink);
  font-weight: 600;
  display: block;
  margin-bottom: 3px;
}

.v-aside-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  padding-bottom: 3px;
  border-bottom: 0.5px solid currentColor;
  margin-top: 20px;
  transition: gap .2s;
}

.v-aside-link:hover {
  gap: 10px;
}

/* ── 13. SERVICE GRID ── */
.svc-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px 22px;
  padding: 30px 0 8px;
}

.svc-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  text-align: center;
  padding: 34px 26px 28px;
  border-radius: 12px;
  background: #fff;
  border: 1px solid var(--line);
  border-top: 3px solid var(--accent, var(--cons));
  box-shadow: 0 2px 8px rgba(20, 20, 20, 0.03);
  position: relative;
  overflow: visible;
  transition: transform .35s ease, box-shadow .35s ease;
}

.svc-item:hover {
  transform: translateY(-5px);
  box-shadow: 0 18px 40px rgba(20, 20, 20, 0.09);
}

/* rotate accent colors per card, 6-tone cycle */
.svc-item:nth-child(6n+1) {
  --accent: #b8202f;
}

.svc-item:nth-child(6n+2) {
  --accent: #1f6f5c;
}

.svc-item:nth-child(6n+3) {
  --accent: #c17f2b;
}

.svc-item:nth-child(6n+4) {
  --accent: #2c4a7c;
}

.svc-item:nth-child(6n+5) {
  --accent: #7a4fa3;
}

.svc-item:nth-child(6n+6) {
  --accent: #1f7a8c;
}

.svc-icon {
  position: absolute;
  top: 0;
  left: 50%;
  transform: translate(-50%, -50%);
  font-size: 20px;
  width: 46px;
  height: 46px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: #fff;
  border: 2px solid var(--accent, var(--cons));
  color: var(--accent, var(--cons)) !important;
  box-shadow: 0 3px 8px rgba(20, 20, 20, 0.08);
  transition: transform .3s ease;
}

.svc-item:hover .svc-icon {
  animation: icon-jiggle .5s ease;
}

@keyframes icon-jiggle {
  0% {
    transform: translate(-50%, -50%) rotate(0deg) scale(1);
  }

  20% {
    transform: translate(-50%, -50%) rotate(-12deg) scale(1.1);
  }

  40% {
    transform: translate(-50%, -50%) rotate(10deg) scale(1.1);
  }

  60% {
    transform: translate(-50%, -50%) rotate(-6deg) scale(1.05);
  }

  80% {
    transform: translate(-50%, -50%) rotate(4deg) scale(1.05);
  }

  100% {
    transform: translate(-50%, -50%) rotate(0deg) scale(1);
  }
}

/* .svc-item:hover .svc-icon {
  transform: translate(-50%, -50%) scale(1.08);
} */

.svc-h {
  font-family: var(--font-serif);
  font-size: 18px;
  font-weight: 500;
  color: var(--ink);
  margin: 16px 0 8px;
}

.svc-d {
  font-size: 12.5px;
  color: var(--ink-soft);
  line-height: 1.65;
  margin-bottom: 18px;
  flex-grow: 1;
}

.svc-btn {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  cursor: pointer;
  text-decoration: none;
  color: var(--accent, var(--cons));
  font-family: var(--font-sans);
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 1.2px;
  text-transform: uppercase;
  padding: 7px 14px;
  border: none;
  border-radius: 30px;
  background: color-mix(in srgb, var(--accent, var(--cons)) 8%, transparent);
  transition: all .25s ease;
}

.svc-btn:hover {
  background: var(--accent, var(--cons));
  color: #fff;
  gap: 10px;
}

/* ── 14. SPLIT TABS (insurance corporate/retail) ── */
.split-tabs {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 1px;
  background: var(--line);
  margin-bottom: 1px;
}

.split-tab {
  background: var(--paper);
  padding: 26px 22px;
  border-bottom: 3px solid transparent;
  display: block;
  transition: background .2s;
}

.split-tab:hover {
  background: #fff;
}

.split-tab-tag {
  font-size: 9.5px;
  font-weight: 600;
  letter-spacing: 2px;
  text-transform: uppercase;
  margin-bottom: 7px;
}

.split-tab h3 {
  font-family: var(--font-serif);
  font-size: 20px;
  font-weight: 500;
  margin-bottom: 5px;
  color: var(--ink);
}

.split-tab p {
  font-size: 12.5px;
  color: var(--ink-soft);
  line-height: 1.55;
}

/* ── 15. INSURANCE PARTNERS STRIP ── */
.partners {
  background: var(--cream-deep);
  text-align: center;
}

.partners-h {
  font-size: 9.5px;
  letter-spacing: 3px;
  text-transform: uppercase;
  color: var(--ink-mute);
  margin-bottom: 26px;
}

.partners-row {
  display: flex;
  justify-content: center;
  gap: 44px;
  flex-wrap: wrap;
  align-items: center;
}

.partner-name {
  font-family: var(--font-serif);
  font-size: 19px;
  color: var(--ink-soft);
  font-weight: 500;
  opacity: .75;
  transition: opacity .2s;
}

.partner-name:hover {
  opacity: 1;
}

/* ── 16. ABOUT ── */
.about-grid {
  display: grid;
  grid-template-columns: 1.2fr 1fr;
  gap: clamp(40px, 5.5vw, 88px);
}

.about-lede {
  font-family: var(--font-serif);
  font-size: clamp(18px, 2vw, 25px);
  font-weight: 300;
  line-height: 1.45;
  color: var(--ink);
  margin-bottom: 24px;
}

.about-body {
  font-size: 14.5px;
  line-height: 1.8;
  color: var(--ink-soft);
  margin-bottom: 16px;
}

.pillar {
  padding-left: 20px;
  margin-bottom: 24px;
}

.pillar-label {
  font-family: var(--font-mono);
  font-size: 9.5px;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  margin-bottom: 8px;
}

.pillar-ins {
  border-left: 3px solid var(--ins);
}

.pillar-gold {
  border-left: 3px solid var(--gold);
}

.pillar-bank {
  border-left: 3px solid var(--bank);
}

.pillar-biz {
  border-left: 3px solid var(--biz);
}

.pillar-text {
  font-family: var(--font-serif);
  font-size: 17px;
  font-style: italic;
  line-height: 1.55;
  color: var(--ink);
}

.values-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 10px;
  margin-top: 8px;
  font-size: 13.5px;
}

/* ── 17. BLOG / INSIGHTS ── */
.blog-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 40px;
}

.blog-card {
  display: block;
}

.blog-img {
  height: 210px;
  margin-bottom: 18px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-serif);
  font-size: 34px;
  color: var(--ink-mute);
  font-style: italic;
  font-weight: 300;
  overflow: hidden;
  background: var(--cream-deep);
}

.blog-tag {
  font-size: 10px;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 7px;
}

.blog-h {
  font-family: var(--font-serif);
  font-size: 20px;
  font-weight: 500;
  line-height: 1.3;
  color: var(--ink);
  margin-bottom: 8px;
  transition: color .2s;
}

.blog-card:hover .blog-h {
  color: var(--navy);
}

.blog-excerpt {
  font-size: 13px;
  color: var(--ink-soft);
  line-height: 1.65;
  margin-bottom: 8px;
  display: -webkit-box;
  -webkit-line-clamp: 2;
  -webkit-box-orient: vertical;
  overflow: hidden;
}

.blog-meta {
  font-size: 10.5px;
  color: var(--ink-mute);
  font-family: var(--font-mono);
}

/* ── 18. CTA BAND ── */
.cta-band {
  background: var(--navy);
  color: #fff;
  padding: clamp(52px, 6vw, 72px) var(--px);
  text-align: center;
}

.cta-band-h {
  font-family: var(--font-serif);
  font-size: clamp(26px, 3.5vw, 46px);
  font-weight: 300;
  line-height: 1;
  letter-spacing: -1px;
  margin-bottom: 14px;
}

.cta-band-h .italic {
  font-style: italic;
  color: var(--gold-lt);
}

.cta-band-sub {
  color: rgba(255, 255, 255, .6);
  font-size: 15px;
  margin-bottom: 32px;
  max-width: 500px;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.65;
}

.cta-band-btns {
  display: flex;
  gap: 12px;
  justify-content: center;
  flex-wrap: wrap;
}

/* =========================================
   CONTACT SECTION
========================================= */

.contact-section {
  position: relative;

  background:
    linear-gradient(135deg,
      #8f171d 0%,
      #b82027 45%,
      #8f171d 100%);

  color: #fff;

  padding:
    clamp(80px, 9vw, 140px) var(--px);

  overflow: hidden;
}


/* =========================================
   BACKGROUND DECORATION
========================================= */

.contact-bg-shape {
  position: absolute;

  border-radius: 50%;

  pointer-events: none;

  z-index: 0;
}


.contact-bg-shape-1 {
  width: 500px;
  height: 500px;

  right: -250px;
  top: -200px;

  border:
    1px solid rgba(255, 255, 255, .12);
}


.contact-bg-shape-2 {
  width: 350px;
  height: 350px;

  left: -200px;
  bottom: -200px;

  border:
    1px solid rgba(255, 255, 255, .08);
}


/* =========================================
   MAIN CONTAINER
========================================= */

.contact-inner {
  position: relative;

  z-index: 2;

  max-width:
    var(--max-w);

  margin:
    0 auto;

  display: grid;

  grid-template-columns:
    minmax(0, .9fr) minmax(0, 1.1fr);

  gap:
    clamp(50px, 7vw, 110px);

  align-items:
    center;
}


/* =========================================
   LEFT CONTENT
========================================= */

.contact-info {
  max-width:
    570px;
}


/* =========================================
   CONTACT EYEBROW
========================================= */

.contact-eyebrow {
  display:
    flex;

  align-items:
    center;

  gap:
    14px;

  color:
    #f4d27a;

  font-family:
    var(--font-mono);

  font-size:
    10px;

  letter-spacing:
    3px;

  margin-bottom:
    25px;
}


.contact-eyebrow span {
  width:
    42px;

  height:
    1px;

  background:
    #f4d27a;
}


/* =========================================
   CONTACT HEADING
========================================= */

.contact-h {
  font-family:
    var(--font-serif);

  font-size:
    clamp(40px, 4.5vw, 68px);

  font-weight:
    300;

  line-height:
    1.05;

  letter-spacing:
    -2px;

  color:
    #fff;

  margin:
    0 0 25px;
}


.contact-h .italic {
  color:
    #f4d27a;

  font-style:
    italic;
}


/* =========================================
   CONTACT DESCRIPTION
========================================= */

.contact-lede {
  max-width:
    520px;

  color:
    rgba(255, 255, 255, .82);

  font-size:
    16px;

  line-height:
    1.8;

  margin:
    0 0 42px;
}


/* =========================================
   CONTACT CHANNELS
========================================= */

.channels {
  display:
    flex;

  flex-direction:
    column;

  gap:
    10px;
}


/* =========================================
   CONTACT CHANNEL
========================================= */

.channel {
  position:
    relative;

  display:
    flex;

  align-items:
    center;

  gap:
    16px;

  padding:
    15px 18px;

  color:
    #fff;

  text-decoration:
    none;

  border:
    1px solid transparent;

  border-radius:
    5px;

  transition:
    all .35s ease;
}


.channel:hover {
  background:
    rgba(255, 255, 255, .12);

  border-color:
    rgba(255, 255, 255, .25);

  transform:
    translateX(6px);
}


/* =========================================
   CHANNEL ICON
========================================= */

.channel-icon {
  width:
    46px;

  height:
    46px;

  min-width:
    46px;

  display:
    flex;

  align-items:
    center;

  justify-content:
    center;

  border-radius:
    50%;

  color:
    #f4d27a;

  background:
    rgba(255, 255, 255, .1);

  border:
    1px solid rgba(255, 255, 255, .25);

  font-size:
    16px;

  transition:
    all .35s ease;
}


.channel:hover .channel-icon {
  background:
    #fff;

  color:
    #b82027;

  transform:
    scale(1.08);
}


/* =========================================
   CHANNEL CONTENT
========================================= */

.channel-content {
  flex:
    1;
}


.channel-lbl {
  font-size:
    9px;

  color:
    rgba(255, 255, 255, .6);

  letter-spacing:
    2px;

  text-transform:
    uppercase;

  margin-bottom:
    5px;
}


.channel-val {
  font-family:
    var(--font-mono);

  font-size:
    14px;

  color:
    #fff;

  line-height:
    1.5;
}


.channel-val.sans {
  font-family:
    var(--font-sans);

  font-size:
    13px;
}


/* =========================================
   CHANNEL ARROW
========================================= */

.channel-arrow {
  color:
    rgba(255, 255, 255, .6);

  opacity:
    0;

  transform:
    translateX(-8px);

  transition:
    all .35s ease;
}


.channel:hover .channel-arrow {
  opacity:
    1;

  transform:
    translateX(0);

  color:
    #fff;
}


/* =========================================
   FORM WRAPPER
========================================= */

.contact-form-wrapper {
  background:
    #fff;

  border:
    1px solid rgba(255, 255, 255, .5);

  padding: 36px;
  border-radius:
    6px;

  box-shadow:
    0 25px 70px rgba(50, 0, 0, .25);
}


/* =========================================
   FORM HEADER
========================================= */

.contact-form-header {
  display:
    flex;

  align-items:
    flex-start;

  gap:
    18px;

  padding-bottom:
    30px;

  margin-bottom:
    10px;

  border-bottom:
    1px solid #e5e5e5;
}


.form-number {
  display:
    flex;

  align-items:
    center;

  justify-content:
    center;

  width:
    38px;

  height:
    38px;

  min-width:
    38px;

  border:
    1px solid #b82027;

  color:
    #b82027;

  font-family:
    var(--font-mono);

  font-size:
    11px;
}


.contact-form-header h3 {
  margin:
    0 0 7px;

  font-family:
    var(--font-serif);

  font-size:
    28px;

  font-weight:
    400;

  color:
    #171717;
}


.contact-form-header p {
  margin:
    0;

  color:
    #777;

  font-size:
    13px;

  line-height:
    1.6;
}


/* =========================================
   FORM GRID
========================================= */

#contactForm {
  display:
    grid;

  grid-template-columns:
    repeat(2, 1fr);

  column-gap:
    24px;
}


.form-group {
  margin-top:
    22px;
}


.form-group.full-width {
  grid-column:
    1 / -1;
}


/* =========================================
   FORM LABEL
========================================= */
.form-label {
  display: block;

  font-size:
    9px;

  color:
    black;

  letter-spacing:
    2px;

  text-transform:
    uppercase;

  margin-bottom:
    8px;
}


/* =========================================
   FORM INPUTS
========================================= */

.form-input,
.form-select,
.form-textarea {
  width:
    100%;

  background:
    transparent;

  border:
    none;

  border-bottom:
    1px solid #ccc;

  padding:
    11px 0;

  color:
    #171717;

  font-size:
    14px;

  font-family:
    var(--font-sans);

  outline:
    none;

  border-radius:
    0;

  transition:
    border-color .3s ease;
}


.form-input:focus,
.form-select:focus,
.form-textarea:focus {
  border-color:
    #b82027;
}


.form-input::placeholder,
.form-textarea::placeholder {
  color:
    #aaa;
}


/* =========================================
   SELECT
========================================= */

.form-select {
  cursor:
    pointer;
}


.form-select option {
  background:
    #fff;

  color:
    #171717;
}


/* =========================================
   TEXTAREA
========================================= */

.form-textarea {
  min-height:
    85px;

  resize:
    vertical;
}


/* =========================================
   SUBMIT BUTTON
========================================= */

.form-submit {
  grid-column:
    1 / -1;

  margin-top:
    30px;

  display:
    inline-flex;

  align-items:
    center;

  justify-content:
    space-between;

  gap:
    25px;

  width:
    fit-content;

  min-width:
    190px;

  padding:
    15px 20px;

  border:
    none;

  background:
    #b82027;

  color:
    #fff;

  font-family:
    var(--font-sans);

  font-size:
    11px;

  font-weight:
    700;

  letter-spacing:
    1.5px;

  text-transform:
    uppercase;

  cursor:
    pointer;

  transition:
    all .35s ease;
}


.form-submit span {
  width:
    28px;

  height:
    28px;

  display:
    flex;

  align-items:
    center;

  justify-content:
    center;

  border:
    1px solid rgba(255, 255, 255, .5);

  border-radius:
    50%;

  transition:
    transform .35s ease;
}


.form-submit:hover {
  background:
    #8f171d;

  transform:
    translateY(-3px);

  box-shadow:
    0 15px 35px rgba(100, 0, 0, .25);
}


.form-submit:hover span {
  transform:
    translateX(4px);
}


/* =========================================
   FORM VALIDATION
========================================= */

.form-input:invalid:not(:placeholder-shown),
.form-select:invalid:not(:focus) {
  border-color:
    rgba(190, 30, 35, .4);
}


/* =========================================
   RESPONSIVE - TABLET
========================================= */

@media (max-width: 992px) {

  .contact-inner {
    grid-template-columns:
      1fr;

    gap:
      70px;
  }


  .contact-info {
    max-width:
      700px;
  }


  .contact-form-wrapper {
    width:
      100%;
  }

}


/* =========================================
   RESPONSIVE - MOBILE
========================================= */

@media (max-width: 600px) {

  .contact-section {
    padding:
      80px 20px;
  }


  .contact-h {
    font-size:
      44px;

    letter-spacing:
      -1px;
  }


  .contact-lede {
    font-size:
      15px;
  }


  .channel {
    padding:
      14px 10px;
  }


  .channel-icon {
    width:
      42px;

    height:
      42px;

    min-width:
      42px;
  }


  .channel-val {
    font-size:
      13px;
  }


  #contactForm {
    grid-template-columns:
      1fr;
  }


  .form-group.full-width {
    grid-column:
      auto;
  }


  .form-submit {
    grid-column:
      auto;

    width:
      100%;
  }


  .contact-form-wrapper {
    padding:
      25px 20px;
  }


  .contact-form-header h3 {
    font-size:
      24px;
  }


  .contact-bg-shape-1 {
    width:
      300px;

    height:
      300px;

    right:
      -180px;

    top:
      -100px;
  }


  .contact-bg-shape-2 {
    width:
      250px;

    height:
      250px;

    left:
      -150px;

    bottom:
      -150px;
  }

}

/* ── 20. FOOTER ── */
.footer {
  background: #F9F9F9;
  color: var(--ink-soft);
  padding: 64px var(--px) 32px;
  border-top: 0.5px solid var(--line);
}

.footer-inner {
  max-width: var(--max-w);
  margin: 0 auto;
}

.footer-top {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr 1fr;
  gap: 36px;
  padding-bottom: 44px;
  border-bottom: 0.5px solid var(--line);
}

.footer-logo {
  display: flex;
  align-items: center;
  gap: 14px;
  margin-bottom: 18px;
}

.footer-logo-img {
  height: 52px;
  width: auto;
  max-width: 200px;
}

.footer-logo-name {
  font-family: var(--font-serif);
  font-size: 20px;
  color: var(--ink);
  font-weight: 500;
}

.footer-logo-tag {
  font-size: 10px;
  color: var(--gold);
  letter-spacing: 2px;
  text-transform: uppercase;
  margin-top: 4px;
}

.footer-tagline {
  font-family: var(--font-serif);
  font-size: 18px;
  font-style: italic;
  color: var(--ink);
  margin-bottom: 10px;
}

.footer-desc {
  font-size: 12.5px;
  line-height: 1.7;
  color: var(--ink-mute);
  max-width: 250px;
}

.footer-col-h {
  font-size: 9.5px;
  letter-spacing: 2.5px;
  text-transform: uppercase;
  color: var(--navy);
  margin-bottom: 16px;
  font-weight: 600;
}

.footer-link {
  display: block;
  color: var(--ink-mute);
  font-size: 12.5px;
  padding: 4px 0;
  transition: color .2s;
}

.footer-link:hover {
  color: var(--navy);
}

.footer-bottom {
  padding-top: 24px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 10.5px;
  color: var(--ink-mute);
  letter-spacing: .3px;
  flex-wrap: wrap;
  gap: 10px;
}

.footer-bottom-links {
  display: flex;
  gap: 18px;
  flex-wrap: wrap;
}

.footer-bottom-links a {
  color: var(--ink-mute);
  transition: color .2s;
}

.footer-bottom-links a:hover {
  color: var(--navy);
}

/* ── 21. WHATSAPP FLOAT ── */
.wa-float {
  position: fixed;
  bottom: 24px;
  right: 24px;
  width: 50px;
  height: 50px;
  border-radius: 50%;
  background: #25D366;
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  box-shadow: 0 4px 14px rgba(37, 211, 102, .4);
  z-index: 100;
  font-size: 21px;
  transition: transform .2s, box-shadow .2s;
}

.wa-float:hover {
  transform: scale(1.1);
  box-shadow: 0 6px 18px rgba(37, 211, 102, .5);
}

/* ── 22. FAQ / ACCORDION ── */
.faq-list {
  border-top: 0.5px solid var(--line);
}

.faq-item {
  border-bottom: 0.5px solid var(--line);
}

.faq-q {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 17px 0;
  cursor: pointer;
  font-family: var(--font-serif);
  font-size: 17px;
  font-weight: 500;
  color: var(--ink);
  user-select: none;
  gap: 16px;
}

.faq-arrow {
  color: var(--gold);
  font-size: 16px;
  transition: transform .3s;
  flex-shrink: 0;
}

.faq-item.open .faq-arrow {
  transform: rotate(180deg);
}

.faq-a {
  display: none;
  font-size: 14px;
  color: var(--ink-soft);
  line-height: 1.75;
  padding-bottom: 18px;
  max-width: 680px;
}

.faq-item.open .faq-a {
  display: block;
}

/* ── 23. CAREERS ── */
.job-card {
  border: 0.5px solid var(--line);
  background: var(--paper);
  padding: 20px 24px;
  margin-bottom: 1px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 24px;
  transition: background .2s;
}

.job-card:hover {
  background: #fff;
}

.job-title {
  font-family: var(--font-serif);
  font-size: 18px;
  font-weight: 500;
  color: var(--ink);
  margin-bottom: 4px;
}

.job-meta {
  font-size: 11.5px;
  color: var(--ink-mute);
  display: flex;
  gap: 14px;
  flex-wrap: wrap;
}

.job-dept {
  font-size: 10px;
  font-weight: 600;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  padding: 3px 8px;
  border-radius: 2px;
}

/* ── 24. PROCESS / STEPS ── */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 24px;
}

.step {
  position: relative;
  padding: 24px 20px;
  background: var(--paper);
  border: 0.5px solid var(--line);
}

.step-num {
  font-family: var(--font-mono);
  font-size: 32px;
  font-weight: 400;
  line-height: 1;
  margin-bottom: 12px;
  opacity: .2;
}

.step-h {
  font-family: var(--font-serif);
  font-size: 17px;
  font-weight: 500;
  color: var(--ink);
  margin-bottom: 6px;
}

.step-d {
  font-size: 13px;
  color: var(--ink-soft);
  line-height: 1.65;
}

/* ── 25. BADGES / CHIPS ── */
.badge {
  display: inline-flex;
  align-items: center;
  gap: 5px;
  padding: 3px 9px;
  font-size: 9.5px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  border-radius: 2px;
}

.badge-gold {
  background: var(--gold-pale);
  color: var(--gold);
}

.badge-ins {
  background: var(--ins-pale);
  color: var(--ins);
}

.badge-bank {
  background: var(--bank-pale);
  color: var(--bank);
}

.badge-cons {
  background: var(--cons-pale);
  color: var(--cons);
}

.badge-biz {
  background: var(--biz-pale);
  color: var(--biz);
}

/* ── 26. SCROLL ANIMATIONS ── */
.fade-up {
  opacity: 0;
  transform: translateY(18px);
  transition: opacity .5s ease, transform .5s ease;
}

.fade-up.visible {
  opacity: 1;
  transform: none;
}

/* ── 27. UTILITY CLASSES ── */
.text-ins {
  color: var(--ins);
}

.text-bank {
  color: var(--bank);
}

.text-cons {
  color: var(--cons);
}

.text-biz {
  color: var(--biz);
}

.text-gold {
  color: var(--gold);
}

.text-gold-lt {
  color: var(--gold-lt);
}

.text-navy {
  color: var(--navy);
}

.text-mute {
  color: var(--ink-mute);
}

.text-white {
  color: #fff;
}

.bg-paper {
  background: var(--paper);
}

.bg-cream {
  background: var(--cream);
}

.bg-card-cream {
  background: var(--card-cream);
}

.bg-navy {
  background: var(--navy);
  color: #fff;
}

.border-top-line {
  border-top: 0.5px solid var(--line);
}

.mt-8 {
  margin-top: 8px;
}

.mt-16 {
  margin-top: 16px;
}

.mt-24 {
  margin-top: 24px;
}

.mt-32 {
  margin-top: 32px;
}

.mb-8 {
  margin-bottom: 8px;
}

.mb-16 {
  margin-bottom: 16px;
}

.mb-24 {
  margin-bottom: 24px;
}

.mb-32 {
  margin-bottom: 32px;
}

.gap-8 {
  gap: 8px;
}

.flex {
  display: flex;
  align-items: center;
  gap: 12px;
}

.flex-col {
  display: flex;
  flex-direction: column;
}

.italic {
  font-style: italic;
}

/* ── 28. BLOG ARTICLE ── */
.article-meta-row {
  display: flex;
  align-items: center;
  gap: 10px;
  flex-wrap: wrap;
  font-family: var(--font-mono);
  font-size: 11.5px;
  color: rgba(255, 255, 255, .55);
  margin-top: 22px;
  letter-spacing: .3px;
}

.article-wrap {
  max-width: 740px;
  margin: 0 auto;
}

.article-body h2 {
  font-family: var(--font-serif);
  font-size: clamp(23px, 2.6vw, 31px);
  font-weight: 500;
  line-height: 1.2;
  letter-spacing: -.5px;
  color: var(--ink);
  margin: 46px 0 16px;
}

.article-body h2:first-child {
  margin-top: 0;
}

.article-body p {
  font-size: 15.5px;
  line-height: 1.85;
  color: var(--ink-soft);
  margin-bottom: 18px;
}

.article-related-h {
  font-family: var(--font-mono);
  font-size: 10px;
  letter-spacing: 3px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 22px;
}

.article-related-list {
  display: flex;
  flex-direction: column;
  gap: 20px;
}

.article-related-item {
  border-top: 0.5px solid var(--line);
  padding-top: 18px;
}

.article-related-item a {
  font-family: var(--font-serif);
  font-size: 18px;
  font-weight: 500;
  color: var(--ink);
  line-height: 1.3;
  transition: color .2s;
}

.article-related-item a:hover {
  color: var(--navy);
}

.article-related-item p {
  font-size: 13px;
  color: var(--ink-mute);
  line-height: 1.6;
  margin-top: 6px;
}

/* ── 29. RESPONSIVE ── */
@media (max-width: 1200px) {
  .footer-top {
    grid-template-columns: 1fr 1fr 1fr;
  }

  .footer-brand {
    grid-column: span 3;
  }

  .hero-inner {
    gap: 40px;
  }
}

@media (max-width: 900px) {
  .nav-links {
    display: none;
  }

  .nav-hamburger {
    display: flex;
  }

  .hero-inner {
    grid-template-columns: 1fr;
  }

  .hero-stats {
    display: grid;
    grid-template-columns: 1fr 1fr;
  }

  .verticals-grid {
    grid-template-columns: 1fr;
  }

  .v-detail-inner {
    grid-template-columns: 1fr;
  }

  .contact-inner {
    grid-template-columns: 1fr;
  }

  .about-grid {
    grid-template-columns: 1fr;
  }

  .blog-grid {
    grid-template-columns: 1fr 1fr;
  }

  .split-tabs {
    grid-template-columns: 1fr;
  }

  .svc-grid {
    grid-template-columns: 1fr;
  }

  .steps-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .footer-top {
    grid-template-columns: 1fr 1fr;
  }

  .footer-brand {
    grid-column: span 2;
  }
}

@media (max-width: 640px) {
  .hero-stats {
    grid-template-columns: 1fr;
  }

  .blog-grid {
    grid-template-columns: 1fr;
  }

  .footer-top {
    grid-template-columns: 1fr 1fr;
  }

  .contact-form {
    padding: 24px;
  }

  .sec-head {
    flex-direction: column;
    align-items: flex-start;
  }

  .sec-meta {
    text-align: left;
  }

  .steps-grid {
    grid-template-columns: 1fr;
  }

  .hero h1 {
    letter-spacing: -1.5px;
  }
}

@media (max-width: 400px) {
  .footer-top {
    grid-template-columns: 1fr;
  }

  .footer-brand {
    grid-column: 1;
  }
}


.services-section {
  /* padding: 80px 6%; */
  background: #f8f5ef;
}

.services-grid {
  max-width: 1400px;
  margin: auto;

  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
}

.service-card {

  background: #fff;
  border-radius: 18px;
  overflow: hidden;

  text-decoration: none;
  color: #222;

  box-shadow: 0 10px 35px rgba(0, 0, 0, .08);

  transition: .35s ease;

  display: flex;
  flex-direction: column;
}

.service-card:hover {

  transform: translateY(-10px);

  box-shadow: 0 25px 50px rgba(0, 0, 0, .15);

}

.card-image {

  height: 220px;

  display: flex;
  justify-content: center;
  align-items: center;

  background: #faf8f4;
}

.card-image img {

  width: 85%;
  max-height: 180px;
  object-fit: contain;

}

.card-content {

  padding: 15px;

}

.card-tag {

  font-size: 11px;
  letter-spacing: 2px;
  text-transform: uppercase;
  color: #9b7a42;
  display: block;
  margin-bottom: 15px;

}

.card-content h3 {
  font-size: 30px;
  line-height: 1.2;
  margin-bottom: 12px;
  font-family: Georgia, serif;
}

.card-punch {

  font-size: 22px;
  font-style: italic;
  margin-bottom: 20px;
}

.card-punch span {

  color: #d83131;
  font-weight: 700;
  font-style: normal;

}

.card-chips {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-bottom: 10px;
}

.card-chips span {
  background: #f4f4f4;
  padding: 7px 14px;
  border-radius: 30px;
  font-size: 12px;
}

.card-link {
  color: #d83131;
  font-weight: 600;
  margin-top: auto;
}

.service-card:hover .card-link {
  letter-spacing: 1px;
}

/* Tablet */

@media(max-width:1100px) {
  .services-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

/* Mobile */

@media(max-width:700px) {
  .services-grid {
    grid-template-columns: 1fr;
  }

  .card-content h3 {
    font-size: 24px;
  }
}

/*=========================================
    HERO SECTION
=========================================*/

.hero {
  position: relative;
  min-height: 100vh;
  overflow: hidden;
  display: flex;
  align-items: center;
  color: #fff;
  padding: 120px 0 180px;
  font-family: 'Poppins', sans-serif;
}

/*=========================================
    BACKGROUND
=========================================*/

.hero-bg {
  position: absolute;
  inset: 0;
  overflow: hidden;
  z-index: 0;
}

.hero-bg img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  animation: heroZoom 18s ease-in-out infinite alternate;
}

.hero-overlay {
  position: absolute;
  inset: 0;
  background:
    linear-gradient(90deg,
      rgba(10, 10, 10, .88) 0%,
      rgba(10, 10, 10, .75) 28%,
      rgba(10, 10, 10, .45) 55%,
      rgba(10, 10, 10, .12) 100%);

  animation: overlayFade 1s ease forwards;
  z-index: 1;
}

/*=========================================
    CONTAINER
=========================================*/

.container {
  position: relative;
  z-index: 2;
  width: 100%;
  margin: auto;

}

/* .hero-content{
    max-width:610px;
} */

/*=========================================
    EYEBROW
=========================================*/

.hero-eyebrow {
  display: flex;
  align-items: center;
  gap: 18px;
  margin-bottom: 28px;
}

/* .hero-eyebrow span {
  width: 45px;
  height: 2px;
  background: #d7a31b;
} */

.hero-eyebrow p {
  margin: 0;
  font-size: 13px;
  letter-spacing: 4px;
  color: #d7a31b;
  font-weight: 600;
  text-transform: uppercase;
}

/*=========================================
    HEADING
=========================================*/

.hero h1 {
  font-size: 82px;
  line-height: 0.95;
  font-weight: 700;
  margin-bottom: 28px;
  font-family: 'Playfair Display', serif;
}

.gold {
  color: #d7a31b;
}

.italic {
  font-style: italic;
  font-weight: 500;
}

/*=========================================
    DESCRIPTION
=========================================*/

.hero-description {

  font-size: 24px;

  line-height: 1.8;

  color: #f0f0f0;

  margin-bottom: 35px;

  max-width: 560px;

}

/*=========================================
    TAGLINE
=========================================*/

.hero-tagline {

  font-size: 34px;

  margin-bottom: 42px;

}

.hero-tagline em {

  font-family: 'Playfair Display', serif;

  font-style: italic;

}

.go {

  color: #d92d2d;

  font-weight: 700;

  margin-right: 6px;

}

/*=========================================
    BUTTONS
=========================================*/

.hero-buttons {

  display: flex;

  gap: 20px;

  flex-wrap: wrap;
  margin-top: 30px;
  animation-delay: 1.4s;

}

.btn {

  padding: 18px 34px;

  display: inline-flex;

  align-items: center;

  gap: 12px;

  text-decoration: none;

  border-radius: 4px;

  transition: .35s;

  font-size: 14px;

  text-transform: uppercase;

  letter-spacing: 1px;

  font-weight: 600;

}

.btn-primary {

  background: #d4a017;

  color: #111;

}

.btn-primary:hover {

  background: #e3b328;

  transform: translateY(-5px);

  box-shadow: 0 20px 45px rgba(212, 160, 23, .35);

}

.btn-secondary {

  border: 1px solid rgba(255, 255, 255, .5);

  color: #fff;

  background: rgba(255, 255, 255, .05);

  backdrop-filter: blur(10px);

}

.btn-secondary:hover {

  background: #fff;

  color: #111;

  transform: translateY(-5px);

}

/*=========================================
    HERO ANIMATIONS
=========================================*/

.hero-content>* {

  opacity: 0;

  transform: translateY(35px);

  animation: fadeUp .8s ease forwards;

}

.hero-eyebrow {

  animation-delay: .2s;

}

.hero {
  position: relative;
  min-height: 100vh;
  padding: 120px 0 260px;
}

.hero h1 {

  animation-delay: .5s;

}

.hero-description {

  animation-delay: .8s;

}

.hero-tagline {

  animation-delay: 1.1s;

}



/*=========================================
    HERO STATS
=========================================*/

.hero-stats {

  position: absolute;

  left: 46%;

  transform: translateX(-50%);

  bottom: 35px;

  width: 90%;

  max-width: 1200px;

  display: grid;

  grid-template-columns: repeat(4, 1fr);

  background: rgba(18, 18, 18, .45);

  backdrop-filter: blur(16px);

  -webkit-backdrop-filter: blur(16px);

  border: 1px solid rgba(255, 255, 255, .12);

  border-radius: 18px;

  overflow: hidden;

  z-index: 20;

  box-shadow: 0 15px 40px rgba(0, 0, 0, .35);

}

.stat-card {

  display: flex;

  align-items: flex-start;

  gap: 20px;

  padding: 10px;

  border-right: 1px solid rgba(255, 255, 255, .08);

  transition: .35s;

}

.stat-card:last-child {

  border-right: none;

}

.stat-card:hover {

  background: rgba(255, 255, 255, .05);

}

.stat-icon {

  width: 40px;

  height: 40px;

  min-width: 40px;

  border-radius: 50%;

  border: 2px solid #d4a017;

  display: flex;

  justify-content: center;

  align-items: center;

  color: #d4a017;

  font-size: 24px;

}

.stat-content h2 {

  margin: 0;

  color: #fff;

  font-size: 48px;

  line-height: 1;

  font-weight: 700;

}

.stat-content h2 span {

  color: #d4a017;

  font-size: 24px;

  font-weight: 500;

}

.stat-content p {

  margin-top: 12px;

  color: #e6e6e6;

  line-height: 1.6;

  font-size: 16px;

}

/*=========================================
    KEYFRAMES
=========================================*/

@keyframes fadeUp {

  from {

    opacity: 0;

    transform: translateY(40px);

  }

  to {

    opacity: 1;

    transform: translateY(0);

  }

}

@keyframes heroZoom {

  from {

    transform: scale(1);

  }

  to {

    transform: scale(1.08);

  }

}

@keyframes overlayFade {

  from {

    opacity: 0;

  }

  to {

    opacity: 1;

  }

}

.stat-icon {
  width: 60px;
  height: 60px;
  min-width: 60px;

  display: flex;
  justify-content: center;
  align-items: center;

  border-radius: 50%;
  border: 2px solid #d4a017;

  color: #d4a017;
  font-size: 24px;

  transition: all .4s ease;
}

.stat-icon i {
  transition: transform .4s ease;
}

.stat-card:hover .stat-icon {
  background: #d4a017;
  color: #111;
  transform: translateY(-6px);
  box-shadow: 0 12px 30px rgba(212, 160, 23, .35);
}

.stat-card:hover .stat-icon i {
  transform: rotate(12deg) scale(1.2);
}

.hero-bg img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transform: scale(1);
  animation: heroZoom 15s ease-out forwards;
  will-change: transform;
}

@keyframes heroZoom {
  0% {
    transform: scale(1);
  }

  100% {
    transform: scale(1.08);
  }
}

/* =========================================
   DIVISION CARDS
========================================= */

.division-cards {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 28px;
  margin-top: 55px;
}


/* =========================================
   DIVISION CARD
========================================= */

.division-card {
  position: relative;
  display: flex;
  flex-direction: column;
  padding: 38px;
  background: #fff;
  border: 1px solid rgba(0, 0, 0, .08);
  border-radius: 6px;
  overflow: hidden;
  transition: transform .4s ease, box-shadow .4s ease, border-color .4s ease;
}


/* Top red line */

.division-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 4px;
  background: var(--ins);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .4s ease;
}


.division-card:hover {
  transform: translateY(-10px);
  border-color: rgba(0, 0, 0, .12);
  box-shadow: 0 25px 60px rgba(0, 0, 0, .12);
}


.division-card:hover::before {
  transform: scaleX(1);
}


/* =========================================
   CARD TOP
========================================= */

.division-card-top {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 45px;
}


/* =========================================
   NUMBER
========================================= */

.division-number {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 42px;
  height: 42px;
  border: 1px solid rgba(190, 30, 35, .3);
  color: var(--ins);
  font-family: var(--font-mono);
  font-size: 11px;
  transition: all .35s ease;
}


.division-card:hover .division-number {
  background: var(--ins);
  color: #fff;
  transform: rotate(5deg);
}


/* =========================================
   ICON
========================================= */

.division-icon {
  width: 56px;
  height: 56px;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: rgba(190, 30, 35, .07);
  color: var(--ins);
  font-size: 22px;
  transition: all .4s ease;
}


.division-card:hover .division-icon {
  background: var(--ins);
  color: #fff;
  transform: scale(1.1);
}


/* =========================================
   CARD CONTENT
========================================= */

.division-card-content {
  flex: 1;
}


.division-card-tag {
  margin-bottom: 14px;
  color: var(--ins);
  font-family: var(--font-mono);
  font-size: 10px;
  letter-spacing: 2px;
  text-transform: uppercase;
}


.division-card h3 {
  max-width: 480px;
  margin: 0 0 20px;
  color: #171717;
  font-family: var(--font-serif);
  font-size: clamp(28px, 3vw, 40px);
  font-weight: 400;
  line-height: 1.15;
  letter-spacing: -.5px;
}


.division-card p {
  max-width: 560px;
  margin: 0;
  color: #666;
  font-size: 15px;
  line-height: 1.8;
}


/* =========================================
   CARD LINK
========================================= */

/* =========================================
   DIVISION CARD BUTTON
========================================= */

.division-card-link {
  display: inline-flex;
  align-items: center;
  justify-content: space-between;
  gap: 25px;
  width: fit-content;
  min-width: 190px;
  margin-top: 35px;
  padding: 15px 20px;
  background: #b82027;
  color: #fff;
  border: none;
  text-decoration: none;
  font-family: var(--font-sans);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  cursor: pointer;
  transition: all .35s ease;
}


/* Arrow Circle */

.division-card-link i {
  width: 28px;
  height: 28px;
  display: flex;
  align-items: center;
  justify-content: center;
  border: 1px solid rgba(255, 255, 255, .5);
  border-radius: 50%;
  transition: transform .35s ease;
}


/* Hover */

.division-card-link:hover {
  background: #8f171d;
  color: #fff;
  transform: translateY(-3px);
  box-shadow: 0 15px 35px rgba(100, 0, 0, .25);
}


.division-card-link:hover i {
  background: transparent;
  color: #fff;
  transform: translateX(4px);
}

/* =========================================
   RESPONSIVE - TABLET
========================================= */

@media (max-width: 900px) {

  .division-cards {
    grid-template-columns: 1fr;
  }

  .division-card {
    min-height: 400px;
  }

}


/* =========================================
   RESPONSIVE - MOBILE
========================================= */

@media (max-width: 600px) {

  .division-cards {
    margin-top: 35px;
    gap: 20px;
  }

  .division-card {
    min-height: auto;
    padding: 28px;
  }

  .division-card-top {
    margin-bottom: 35px;
  }

  .division-card h3 {
    font-size: 30px;
  }

  .division-card p {
    font-size: 14px;
  }

}


/* =========================================
   CORPORATE SERVICES GRID
========================================= */

.corporate-svc-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin-top: 55px;
}

.four-svc-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 28px;
  margin-top: 55px;
}


/* =========================================
   CORPORATE SERVICE CARD
========================================= */

.corporate-svc-card {
  position: relative;
  display: flex;
  flex-direction: column;
  background: #fff;
  border: 1px solid rgba(0, 0, 0, .08);
  border-radius: 6px;
  overflow: hidden;
  transition: transform .4s ease, box-shadow .4s ease, border-color .4s ease;
}


.corporate-svc-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 4px;
  background: var(--ins);
  transform: scaleX(0);
  transform-origin: left;
  transition: transform .4s ease;
  z-index: 2;
}


.corporate-svc-card:hover {
  transform: translateY(-10px);
  border-color: rgba(190, 30, 35, .2);
  box-shadow: 0 25px 60px rgba(0, 0, 0, .12);
}


.corporate-svc-card:hover::before {
  transform: scaleX(1);
}


/* =========================================
   ILLUSTRATION AREA
========================================= */

.corporate-svc-image {
  position: relative;
  width: 100%;
  height: 230px;
  background: #f5f1e9;
  overflow: hidden;
}


.corporate-svc-image::after {
  content: "";
  position: absolute;
  width: 180px;
  height: 180px;
  right: -70px;
  top: -70px;
  border: 1px solid rgba(190, 30, 35, .1);
  border-radius: 50%;
  transition: transform .5s ease;
}


.corporate-svc-card:hover .corporate-svc-image::after {
  transform: scale(1.4);
}


.corporate-svc-image img {
  width: 100%;
  height: 100%;
  display: block;
  object-fit: cover;
  transition: transform .5s ease;
}


.corporate-svc-card:hover .corporate-svc-image img {
  transform: scale(1.05);
}


/* =========================================
   CARD CONTENT
========================================= */

.corporate-svc-content {
  display: flex;
  flex-direction: column;
  flex: 1;
  padding: 28px;
  justify-content: flex-end;
}


/* =========================================
   CARD TITLE
========================================= */

.corporate-svc-h {
  margin: 0 0 15px;
  color: #171717;
  font-family: var(--font-serif);
  font-size: 20px;
  font-weight: 400;
  line-height: 1.15;
}


/* =========================================
   CARD DESCRIPTION
========================================= */

.corporate-svc-d {
  margin: 0;
  color: #666;
  font-size: 14px;
  line-height: 1.75;
}


/* =========================================
   CARD BUTTON
========================================= */

.division-card-link {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 12px;
  width: fit-content;
  margin-top: auto;
  padding: 11px 18px 11px 20px;
  background: rgba(184, 32, 39, 0.19);
  color: #b82027;
  border: none;
  border-radius: 30px;
  text-decoration: none;
  font-family: var(--font-sans);
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 1.5px;
  text-transform: uppercase;
  cursor: pointer;
  transition: all .3s ease;
  margin-top: 10px;
}

.arrow-icon {
  width: 22px;
  height: 22px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: #b82027;
  border-radius: 50%;
  color: #fff;
  font-size: 13px;
  transition: transform .3s ease;
}

.division-card-link:hover {
  background: #b82027;
  color: #fff;
}

.division-card-link:hover .arrow-icon {
  background: #fff;
  color: #b82027;
  transform: translateX(3px);
}


/* =========================================
   TABLET
========================================= */

@media (max-width: 1000px) {

  .corporate-svc-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .four-svc-grid {
    grid-template-columns: repeat(2, 1fr);
  }

}


/* =========================================
   MOBILE
========================================= */

@media (max-width: 600px) {

  .corporate-svc-grid {
    grid-template-columns: 1fr;
    gap: 20px;
    margin-top: 35px;
  }

  .four-svc-grid {
    grid-template-columns: 1fr;
    gap: 20px;
    margin-top: 55px;
  }

  .corporate-svc-image {
    height: 220px;
  }


  .corporate-svc-content {
    padding: 25px;
  }


  .corporate-svc-h {
    font-size: 27px;
  }


  .corporate-svc-d {
    font-size: 14px;
  }


  .division-card-link {
    width: 100%;
  }

}

/* =========================================
   LOCATION CARDS
========================================= */
.svc-location-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 24px;
  margin-top: 40px;
}

.office-card {
  position: relative;
  padding: 32px;
  background: #fff;
  border: 1px solid rgba(0, 0, 0, .08);
  border-radius: 8px;
  overflow: hidden;
  transition: all .35s ease;
}

.office-card::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 0;
  height: 3px;
  background: #b82027;
  transition: width .4s ease;
}

.office-card:hover {
  transform: translateY(-6px);
  border-color: rgba(184, 32, 39, .25);
  box-shadow: 0 20px 50px rgba(0, 0, 0, .1);
}

.office-card:hover::before {
  width: 100%;
}

.office-card-top {
  display: flex;
  align-items: center;
  gap: 16px;
}

.office-icon {
  width: 50px;
  height: 50px;
  flex-shrink: 0;
  display: flex;
  align-items: center;
  justify-content: center;
  border-radius: 50%;
  background: rgba(184, 32, 39, .08);
  color: var(--gold);
  font-size: 20px;
  transition: all .35s ease;
}

.office-card:hover .office-icon {
  background: var(--gold);
  color: #fff;
  transform: scale(1.08);
}

.office-region {
  margin-bottom: 5px;
  color: var(--gold);
  font-family: var(--font-mono);
  font-size: 9px;
  font-weight: 600;
  letter-spacing: 2px;
  text-transform: uppercase;
}

.svc-name {
  color: var(--ink);
  font-family: var(--font-serif);
  font-size: 24px;
  line-height: 1.2;
}

.office-divider {
  width: 100%;
  height: 1px;
  margin: 26px 0 22px;
  background: rgba(0, 0, 0, .08);
}

.office-address {
  color: var(--ink-soft);
  font-size: 14px;
  font-style: normal;
  line-height: 1.8;
}

.office-address strong {
  display: block;
  margin-bottom: 5px;
  color: var(--ink);
  font-family: var(--font-sans);
  font-size: 14px;
  font-weight: 600;
}

.office-hours {
  display: flex;
  align-items: center;
  gap: 9px;
  margin-top: 20px;
  padding: 12px 14px;
  background: #f8f7f4;
  color: var(--ink-mute);
  font-size: 12px;
  line-height: 1.5;
}

.office-hours i {
  color: var(--gold);
  font-size: 15px;
}

.office-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-top: 22px;
}

.office-action {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 10px 13px;
  border: 1px solid rgba(0, 0, 0, .1);
  color: var(--ink);
  font-family: var(--font-sans);
  font-size: 11px;
  text-decoration: none;
  transition: all .3s ease;
}

.office-action i {
  color: var(--gold);
  font-size: 13px;
}

.office-action:hover {
  background: var(--gold);
  border-color: var(--gold);
  color: #fff;
  transform: translateY(-2px);
}

.office-action:hover i {
  color: #fff;
}

@media (max-width: 768px) {
  .svc-grid {
    grid-template-columns: 1fr;
    gap: 20px;
  }

  .office-card {
    padding: 26px;
  }

  .office-actions {
    flex-direction: column;
  }

  .office-action {
    width: 100%;
    box-sizing: border-box;
  }
}



/* Companny logo section */

.bg-white {
  background: #fff;
}

.partners {
  text-align: center;
}

.partners-h {
  font-size: 11px;
  font-weight: 700;
  letter-spacing: 3px;
  text-transform: uppercase;
  color: #999;
  margin-bottom: 36px;
}

.partners-row {
  display: flex;
  flex-wrap: wrap;
  justify-content: center;
  align-items: center;
  gap: 7px;
}

.partner-card {
  display: flex;
  align-items: center;
  justify-content: center;
  width: 135px;
  height: 135px;
  border-radius: 50%;
  background: #fff;
  border: 1px solid #ececec;
  box-shadow: 0 2px 10px rgba(0, 0, 0, 0.04);
  transition: all .3s ease;
}

.partner-card:hover {
  border-color: #e72821;
  box-shadow: 0 8px 20px rgba(184, 32, 47, 0.18);
  transform: translateY(-3px);
}

.partner-logo {
  width: 75%;
  height: 60%;
  display: flex;
  align-items: center;
  justify-content: center;
}

.partner-logo img {
  width: 100%;
  height: 100%;
  object-fit: contain;
}

@media (max-width: 768px) {
  .partners-row {
    gap: 18px;
  }

  .partner-card {
    width: 100px;
    height: 100px;
  }
}